Oftentimes, an investor may be especially averse to risk on an emotional level, but their need to take more risk in order to reach investment goals may be lost on them. Advisors need a way to reconcile this concept to their clients. How do
I wrote about yield curve inversions back in November 2018. At the time the US yield curve was flattening, but resisting inversion. By the most common measure of inversion, the yield on the 10-year Treasury minus the yield on the 2-year Treasury (10-2). The graph
Money market funds used to be common default investments for 401k plans. More recently, it is becoming more common for target date funds to be the default investment of choice. While it might make more sense to use a TDF as a default, How Target
Excessive fee lawsuits now are a common occurrence throughout the financial industry. Every week you can hear about a major university or company pension plan being sued by the participants. However, the one thing that keeps on surprising us is the stubbornness of the plan
ability to add clients is most simply thought of as a way to organize your
portfolios. It is for combining all of
the client’s portfolios with their questionnaire results.
The advantage of being able to add clients,
rather than just having a long list of portfolios, is that
Summary: Massive study by Larkspur-RiXtrema uncovers deficiencies and shows opportunities. On this podcast you will find out about this historic study. We undertook first of a kind research study by looking at 52,529 qualified plan lineups. Using quantitative methods, we distinguished true active funds vs.
One of the biggest incentives for plan sponsors to seek a fiduciary to assist with their retirement plan is to share the burden of providing sound advice to all participants enrolled in the plan. Since 2009, shortly before the Department of Labor started requiring providers