Why are Participant / Employer Contributions important to a plan sponsor?
Sponsors may not be maximizing their 401k contributions, and Larkspur Executive’s tools can easily show this deficit. Your sponsor contacts are most likely considered highly compensated employees (HCE) by the IRS – an employee who owns more than 5% of the interest in a business, earns more than $120,000 (2019), or is...Read More
Marketing to Millennials
Marketing to Millennials Optimize your company’s website for the 21st Century Your website needs to support mobile and tablet users Tackle Twitter, Instagram, and Youtube Personalize your company’s brand Be charitable, socially, and environmentally conscious Don’t try and do it all We wrote about how Financial Advisors are missing the ESG Market and believe they...Read More
Doing Custom Stress Tests with Options
There are a few features in the new Portfolio Crash Testing Pro (PCT Pro) that allow an advisor to compare and contrast the outcomes of various portfolio allocations. Some of the most dramatic comparisons come from including assets that feature a non-linear payoff profile when used in stress tests. This post will illustrate a simple...Read More
Recession Deja Vu – No Smoke Without Fire
The Weakest Drop First How did this happen? We Lower Interest Rates and This is What We Get In Return? How large is the BBB Bond Market Banks haven’t failed us before, so there’s nothing to worry about…. Maybe BBB Ratings are the New Normal When the proverbials hit the fan Good grief, what’s next?...Read More
Brexit Update – Boris Johnson Edition
When I last wrote about Brexit, Theresa May was busy trying to get her hard-negotiated agreement for terms of Brexit passed through Parliament. As we all know, this failed, May no longer occupies 10 Downing Street, and the U.K. is up against another deadline. This time, the critical date is October 31st, and it looks...Read More
Recession Deja Vu: Mortgagephobia
Why do we care about Housing? What goes up must come down? Look at Where We Are No equity in a college degree Why do we care about Housing? Property is the most expensive item most Americans will ever purchase. So, we will sacrifice a lot of additional spending to keep a roof over our...Read More
How Retirement Advisors Can Easily Send Marketing Letters to Prospects
Advanced Search for Prospects Select a Plan Send Template Letters Track Your Email Activity Client Struggles: Many clients ask us about the best ways to prospect underperforming 401(k) plan sponsors. It can be a very tedious process. First, it’s not easy to find the right contacts in the company you’re about to prospect. Then, writing...Read More
Easy Advisor Marketing with Customized, Trackable Marketing Letters
As a finance professional, I deal every day with advisors who have big ideas about business growth. These ideas are the essence of success and it can be defined by how well the business is growing. Here at RiXtrema, we spend countless hours thinking about different marketing strategies to ensure that our business continues to...Read More
Case Study:Options Can Help To Diversify Risk
THE PROBLEM: Volatility is a threat to portfolio gains Investors feel comfortable when markets behave rationally and their portfolios trend upward with expected fluctuations along the way. However, the investment landscape changes dramatically as the economy starts to sputter and market volatility creates chaos and instability. Investment experience reminds us that most investors are not...Read More
Technology So Good – You Can Taste It (if you cook it right)
Beyond Meat is the first publicly traded meat replacement company with one of the most successful large IPOs of 2019. Yon Perullo, CFA, FRM and Daniel Satchkov, CFA discuss the IPO, the product, competitors, and the impact companies like Beyond Meat could have on the environment and consumer habits.