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Matt Meyer and Michael Robinson are founders of The BluePrint Insurance Services. Their mission is to be the premier insurance partner for RIAs and comprehensive financial advisors. The BluePrint provides an operational insurance platform that allows our partners to provide the highest level of insurance access and support. We feature weekly update with permission: Matt Meyer Co-Founder 424.387.4143 MMeyer@tblueprint.com Michael Robinson Co-Founder 619.404.3038 MRobinson@tblueprint.com Site: https://www.tblueprint.com

Daniel Satchkov

02 Dec 2018

On Risk Tolerance and Broken Noses

From risk systems for advisors to algorithms used by robo-advisors, quant risk management has gone mainstream. These systems have gone from being housed on supercomputers at large institutions to cloud-based systems with calculations that cost almost nothing. However, as cheap risk modeling revolutionizes the way everyone invests, it is important to keep in mind one crucial two-word question: “So what?” Quantitative risk estimation on Wall Street has always been about attempting to hit the right risk level. In a world of wealth management, this is equivalent to hitting the proper risk tolerance for the investor. So as robo-advisors and human advisors are adopting risk management systems they seem...

Daniel Satchkov

01 Dec 2018

4 Simple Tips for Advisors on How to Make Portfolio Diversification Easier

Know your client: Ask about risk aversion and financial goals. The portfolio diversification should be based on the risk aversion and financial goals of a client. Know your funds: select the best suited funds for your client based on their risk/return profile. Managing cost of the funds, tax status can play an important role in the diversification. Spread your investments: Do not put all of your money into one security. Research different options (mutual funds, stocks, trusts and equities), and spread your wealth evenly. Take index and bond funds into consideration: Adding index and fixed-income funds to the portfolio can bring some wonderful long-term diversification to it, as they’re hedging your...

Daniel Satchkov

30 Nov 2018

5 Articles for the Financial Advisor Weekend Reading List: December 1-2, 2018

Here are five suggested articles for financial advisors to read this weekend: 1. Analyzing Yield Curves to Position Your Clients’ Portfolios – The recent equity selloff has dropped S&P 500 10.2% from the September peak to its November 23 trough and removed about $2.5 Tn in market cap from the index. 2. Everything to Know About Retirement Plan Provisions in Latest Tax Bill – On November 26, 2018, House Ways and Means Committee Chairman Kevin Brady, R-Texas, introduced a substantial tax package consisting of two main divisions: The Taxpayer First Act of 2018, and the Retirement, Savings, and Other Tax Relief Act of 2018. 3. Finding Missing Defined Contribution Plan Participants – When participants terminate...

Daniel Satchkov

29 Nov 2018

Making Sure Your 401K Clients Get the Retirement Paycheck They Want

In a recent article from Kitces.com, the main topic of discussion are the different ways that investors and advisors have been ensuring a retirement paycheck throughout the years. In the past, people have evolved from using a bond-based portfolio, to high-dividend paying stocks, to now just using capital gains. Some investors may even opt to simply put all of their money into an annuity to avoid the possible missteps that can occur in the market that may not be in tune with their current needs. Creating a retirement portfolio that can actually give you the reliable “paychecks” that you need in retirement is one of the main concerns that most...