Watch Video to Learn How Portfolio Stress Testing Works
Stress testing is front page news. The Fed stress tests banks, large institutions stress test their portfolios and now financial advisors are using stress testing for their clients.
Tuesday, March 17, 2026
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4 Smart Strategies for 401K advisors to Attract Millennials as Clients.
1. Have the desire to work with the young generation. Aspiring to connect with new potential clients is the first and most important step. Understanding their financial challenges such as student loan debt can be a stepping-stone to a mutually beneficial business relationship. 2. Educate on how to set up a retirement account. Recent studies have indicated that millennials often lack a level of education in finance. This in turn may result in poor financial decisions. Here are a few interesting facts which are mentioned in the study: When tested on financial concepts, only 24% of millennials demonstrated basic financial knowledge. Nearly 30% are overdrawing on their checking accounts. In the...Read More
Stress Testing As a Distinction Between Clairvoyants and Risk Managers
Stress Testing As a Distinction Between Clairvoyants and Risk Managers Bill Graham, the father of value investing and the co-author of the infamous book Security Analysis, said: “The essence of investment is management of risk, not management of returns”. This was postulated in the middle of the last century, and today risk management is no longer an exclusive province of quants. It is used by financial advisors, since advisors are de-facto risk managers who balance their clients’ investment goals against the investment constraints, searching for and implementing the suitable portfolio solutions. But why has risk management failed so dramatically in 1998, 2000, 2007, 2008 and again in 2010 with the...Read More
3 Advantages of Stress Testing vs. Traditional Risk Measures
Portfolio Stress Testing is a useful method for determining how a portfolio will fare during periods of financial crises. The financial crises scenarios are modeled and may include historical events (e.g. 2008-like scenario) and events that we have not observed yet.
How 401k Advisors can Prospect for Potential Business in Less Time with Plan Screener
401kFiduciaryOptimizer is equipped with the Plan Screener, which is a powerful search engine that allows users to screen for any plans filed by the DOL through Forms 5500 that contain Schedules of Assets. The Plan Screener provides users with searching flexibility by giving the ability to use different search fields, such as Plan Name or Sponsor Name, State or City, ZIP code, EIN/PN numbers, Retirement Plan Red Flags, etc. Such flexibility is useful in achieving different goals. Users can easily find specific plans using a Plan Name or Sponsor Name, or typing in EIN/PN numbers. The ability to quickly discover any plan in any specific area gives users an opportunity to...Read More