Thursday, March 19, 2026

Blog Medium Without Sidebar

Caption placed here
A Qualified Default Investment Alternative (QDIA) is default investment option chosen by the company and given to plan participants who haven’t chosen their own portfolio.
08 Apr 2019

Red Flag: Do 401k Plans Need a QDIA?

What is QDIA? Why is QDIA important? What are the characteristics of a QDIA? Does a plan have to have a QDIA? What are the requirements of the plan sponsor? How to identify plans with no QDIA Red Flag: Do 401k plans need a QDIA? What is the fiduciary risk of not having a QDIA? What to do about no QDIA What is QDIA? A Qualified Default Investment Alternative (QDIA) is default investment option chosen by the company and given to plan participants who haven’t chosen their own portfolio. The selection of this default option is a fiduciary decision. So which investments are chosen to be included in the default...
Read More
08 Apr 2019

15 Weekly Stats for Financial Advisors: Week of April 8, 2019

Matt Meyer and Michael Robinson are founders of The BluePrint Insurance Services. Their mission is to be the premier insurance partner for RIAs and comprehensive financial advisors. The BluePrint provides an operational insurance platform that allows our partners to provide the highest level of insurance access and support. We feature this weekly update with permission: Matt Meyer Co-Founder 424.387.4143 MMeyer@tblueprint.com  Michael Robinson Co-Founder 619.404.3038 MRobinson@tblueprint.com Site: https://www.tblueprint.com 
08 Apr 2019

Maryland Fiduciary Bill Rejected by Lawmakers

Another great incentive initiated by the state of Maryland is rejected by the lawmakers of the state. The bill that was introduced in February of 2019 by the group of state senators had protectionism of consumers at its foundation. It was intended to protect financial consumers when conducting financial transactions and receiving financial services. It was a well-intended legislature to benefit the residents of the state of Maryland since our federal government, along with 5th Circuit court effectively repealed the Labor Department’s fiduciary rule. This leads to a broader question “Why the consumers do not get any help from its government to be protected against the repeat of bad banking, predatory...
Read More
04 Apr 2019

Case Study: Eliminate IRA Rollover Worries for Your Clients

The Ask When your client asks “What do I do with the money in my 401 (k) plan when I change jobs?” we can create a hypothetical scenario where a prospect/client is about to change their employment and this is actually very real for all of us during our employment years. Changing a job can be stressful just by itself let alone when you need to think about all ensuing consequences like managing retirement money and can become unbearable. So, the natural question for anyone would be “What do I do with the money in my 401 (k) plan?”. READ MORE Below you can watch a short video about the IRAFiduciaryOptimizer.  ...
Read More
04 Apr 2019

Suggested New Client Questions for Financial Advisors

There are a lot of questions must be asked by advisors when they meet with a qualified prospect or a new client. Here are a few that are quite important, along with some reasoning behind them. Background Questions Have you ever used an advisor before? Why do you think you need professional help? Why did you choose me? What would it take for you to fire me? These types of questions will allow you to discuss and remove any unrealistic expectations at the beginning of the relationship. This will help to prevent any disagreements in the future because you will always be able to refer back to what was discussed...
Read More
1 … 85 86 87 88 89 … 171