Retirees Are Forced To Cut Back Due to Lack of Savings
Generally, people spend less in their later years after retirement, but according to research, this is often not by choice. Therefore, the question raised by many leading retirement experts about retirement spending is now very relevant.
8 steps for Defined Contribution plans to consider in 2022
n the United States, defined contribution (DC) plans are facing unprecedented problems.According to Groom Law Group, the number of litigations under the Employee Retirement Income Security Act of 1974 (ERISA) reached a new high in 2020, with more than 200 new class action claims filed, and an increase of 80% in 2019.
What’s New in the World of Crypto?
Cryptocurrency continued to grow throughout 2021 and advisors need to prepare themselves and their clients for the year ahead.
How To Win Rollovers
To answer this question we can create a hypothetical scenario where a prospect/client is about to change their employment which is, actually a very real scenario for all of us during our employment years.
Predicting S&P Returns Using the VIX
I recently read that one could predict a downturn in the S&P by observing the shape of the VIX futures curve.
Investments Based on ESG
Today, financial advisors need a global perspective. Everything is so interconnected now that to be successful, everyone in finance needs to be aware of investments and economies all over the world.
Adding Cryptocurrency to your 401(k) Plan: Risks and Best Practices
Cryptocurrencies still garner a lot of attention in the investment world, and despite remaining high-risk they are amongst the asset options for retirement plan diversification.
Mitigating Healthcare Cost Risks For Your Clients
The risk of outliving your savings is only made worse by the prospect of old age care expenses. The majority of retirees aren’t overly concerned with the cost of treating ordinary ailments, most of that is covered by medicare over 65 anyway.
The Rise Of Financial Wellness Apps
Financial wellness is not necessarily related to being wealthy or even rich. It is about being on top of your finances and moving towards your financial goals. It requires being financially literate and having good control of your expenses.
31st Annual Retirement Confidence Survey
Are workers delaying retirement because of the pandemic? What about those who currently work with financial advisors? The closer to the end of their working life, the more people start...Read More