Is Your 401(k) Safe From a Banking System Collapse? And how can you protect it?
The failure of several banks and the ensuing market turmoil has put investors on edge in the past week. While regulators and the Biden administration have tried to quell the concerns of jittery American consumers, the ripple effects are continuing to rattle the economy and many questions remain.
Advisor Custody Expansion
The Securities and Exchange Commission is considering expanding regulatory oversight to cover all assets in a client's portfolio, not just securities and funds.
Why Multi-Factor Stress Testing is so Powerful
The global financial market is inherently complex and dynamic, and it is susceptible to a wide range of risks, including geopolitical tensions, economic uncertainty, and natural disasters, among others.
Ways to Avoid Disclosure Violations
With the growing number of items that compliance teams must monitor, including both firm and representative disclosures, tracking regulatory compliance disclosures has become even more complicated than it used to be.
Participant Education is King
401K plans are perhaps the most popular retirement savings options for employees & employers in the United States. So it is imperative for plan advisors and sponsors to educate plan participants to avoid litigation and ensure compliance with ERISA, DOL, and other statutory regulations.
Leveraging Technology To Ensure Compliance And Manage Risk In A Volatile Market
RiXtrema’s original software was a portfolio risk management system focused on stress testing.
The SECURE ACT 2.0 Is Now Law
After some concerns it would not get passed in time, but with no ‘controversy on substance’, the SECURE ACT 2.0 is now law.
War, Oil, and Your 401K: How to Manage Risk in Times of Market Uncertainty
The war in Ukraine has created uncertainty in the global oil market, which can lead to an increase in oil prices.
Is Time Running Out for the Secure Act 2.0?
The Secure Act 2.0, which aims to expand access to retirement plans, needs to pass before January 3rd; otherwise it will need to be re-proposed to both houses. Although it is likely to pass eventually, due to its bipartisan support, a failure to pass it soon could result in serious delays.
FTX COLLAPSE: Risk Management Lessons to Save Your Money
The FTX collapse is a cautionary tale of many things, greed and hubris among them of course, but also a failure to really appreciate the importance of risk management. Many unsophisticated investors wonder why you would need to bother with complex models, when you can simply invest in an index fund or base your strategy on financial press hype.