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</html><thumbnail_url>https://rixtrema.com/blog/wp-content/uploads/2019/02/Copy-of-PCT-1-1.png</thumbnail_url><thumbnail_width>800</thumbnail_width><thumbnail_height>418</thumbnail_height><description>I agree with the author of &#x201C;Are Qualified Default Investment Alternatives (QDIAs) Good, Bad or Lazy &#x201C;Choices&#x201D;?&#x201D; that QDIA should be an important component of any retirement plan. Besides the fact, it protects the fiduciary of the plan as well as provides an invaluable option for participants. There are millions of people who need financial education on how to invest money for their retirement.</description></oembed>

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