{"version":"1.0","provider_name":"RiXtrema.com","provider_url":"https:\/\/rixtrema.com\/blog","author_name":"Daniel Satchkov","author_url":"https:\/\/rixtrema.com\/blog\/author\/dsatchkov\/","title":"Red Flag: Do 401k Plans Need a QDIA?","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"oO5qhvqStL\"><a href=\"https:\/\/rixtrema.com\/blog\/red-flag-do-401k-plans-need-a-qdia\/\">Red Flag: Do 401k Plans Need a QDIA?<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/rixtrema.com\/blog\/red-flag-do-401k-plans-need-a-qdia\/embed\/#?secret=oO5qhvqStL\" width=\"600\" height=\"338\" title=\"&#8220;Red Flag: Do 401k Plans Need a QDIA?&#8221; &#8212; RiXtrema.com\" data-secret=\"oO5qhvqStL\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script type=\"text\/javascript\">\n\/* <![CDATA[ *\/\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/rixtrema.com\/blog\/wp-includes\/js\/wp-embed.min.js\n\/* ]]> *\/\n<\/script>\n","thumbnail_url":"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2019\/04\/Copy-of-IRA-min.png","thumbnail_width":700,"thumbnail_height":400,"description":"A Qualified Default Investment Alternative (QDIA) is default investment option chosen by the company and given to plan participants who haven\u2019t chosen their own portfolio. The selection of this default option is a fiduciary decision. So which investments are chosen to be included in the default option must be prudent and solely in the participants best interest, including having reasonable fees and expenses"}