{"id":10146,"date":"2022-10-24T11:43:15","date_gmt":"2022-10-24T16:43:15","guid":{"rendered":"https:\/\/rixtrema.com\/blog\/?p=10146"},"modified":"2022-10-27T07:47:18","modified_gmt":"2022-10-27T12:47:18","slug":"in-troubled-times-get-back-to-401k-basics","status":"publish","type":"post","link":"https:\/\/rixtrema.com\/blog\/in-troubled-times-get-back-to-401k-basics\/","title":{"rendered":"In Troubled Times Get Back to 401(k) Basics"},"content":{"rendered":"\n
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As inflation continues to soar more people are cutting back on their retirement savings. Moreover, many are even afraid to check their 401K and long-term saving plan balance amid the inflation and contracting growth.<\/p>\n

The anxiety & fear is natural, but just ignoring them doesn\u2019t mean the problem is going to get better. It is better to understand the risks associated with your investments than hoping & praying that everything works out well. \u00a0A lot of people haven\u2019t really understood what they really own in their 401K accounts, they don\u2019t really understand what those boxes that they check in their 401K forms mean.<\/p>\n

Now is a great time to look over & understand what you own in your 401K accounts and make sure you’re still on track for your retirement goals.<\/p>\n

At Rixtrema, we encourage investors to evaluate & quantify the risk of their investments regularly to ensure they don\u2019t lose sight of their investment goals.<\/p>\n

The Risk Capacity feature in Rixtrema\u2019s portfolio crash test application is a powerful tool which empowers advisors with capabilities to quantify risk & discuss expected outcomes of investment fund lineups, enabled with capabilities to change the fund line up\u2019s, periodic contribution amounts, investment horizon & rate of return indicators to assess different outcomes under various market scenarios. It helps advisors to propose & implement changes & manage investment expectations with greater precision.<\/p>\n

Refer to the screenshots to see the features available to fiduciaries with Rixtrema\u2019s Risk capacity functionality:<\/p>\n

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Screen Shot 1: Add your investment fund lineup<\/em><\/p>\n

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Screen Shot 2<\/em><\/p>\n

Custom adjusts plan features such as Rate of return, Portfolio tenure, Annual Contributions, and Investment amounts to check for expected outcomes and manage investment goals with investors to discuss various outcomes<\/em><\/p>\n

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Book a Free Demo for Rixtrema\u2019s Portfolio crash test<\/a> and avail a free one-week trial by clicking on the link below.<\/p>\n\n\n

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<\/div>\n","protected":false},"excerpt":{"rendered":"

As inflation continues to soar more people are cutting back on their retirement savings. Moreover, many are even afraid to check their 401K and long-term saving plan balance amid the inflation and contracting growth.<\/p>\n","protected":false},"author":29,"featured_media":10149,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[246,168,2129],"tags":[7,25,30],"class_list":["post-10146","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case-studies-portfolio-crash-testing","category-news","category-portfolio-crash-testing-pro","tag-financial-advisor","tag-portfolio-stress-testing","tag-stress-testing"],"jetpack_featured_media_url":"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2022\/10\/evaluate-the-risk-associated.jpg","yoast_head":"\nIn Troubled Times Get Back to 401(k) Basics<\/title>\n<link rel=\"canonical\" href=\"https:\/\/rixtrema.com\/blog\/in-troubled-times-get-back-to-401k-basics\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"In Troubled Times Get Back to 401(k) Basics\" \/>\n<meta property=\"og:description\" content=\"As inflation continues to soar more people are cutting back on their retirement savings. Moreover, many are even afraid to check their 401K and long-term saving plan balance amid the inflation and contracting growth.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rixtrema.com\/blog\/in-troubled-times-get-back-to-401k-basics\/\" \/>\n<meta property=\"og:site_name\" content=\"RiXtrema.com\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LarkspurRiXtrema\/\" \/>\n<meta property=\"article:published_time\" content=\"2022-10-24T16:43:15+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-10-27T12:47:18+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2022\/10\/evaluate-the-risk-associated.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1800\" \/>\n\t<meta property=\"og:image:height\" content=\"1029\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@RiXtrema\" \/>\n<meta name=\"twitter:site\" content=\"@RiXtrema\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\">\n\t<meta name=\"twitter:data1\" content=\"2 minutes\">\n<!-- \/ Yoast SEO Premium plugin. -->","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/posts\/10146","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/users\/29"}],"replies":[{"embeddable":true,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/comments?post=10146"}],"version-history":[{"count":5,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/posts\/10146\/revisions"}],"predecessor-version":[{"id":10161,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/posts\/10146\/revisions\/10161"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/media\/10149"}],"wp:attachment":[{"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/media?parent=10146"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/categories?post=10146"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/tags?post=10146"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}