{"id":1688,"date":"2018-09-04T21:02:37","date_gmt":"2018-09-05T02:02:37","guid":{"rendered":"https:\/\/www.rixtrema.com\/blog\/?p=1688"},"modified":"2018-09-04T21:02:37","modified_gmt":"2018-09-05T02:02:37","slug":"your-1-minute-case-study-on-401k-retirement-plans-maximizing-plan-performance","status":"publish","type":"post","link":"https:\/\/rixtrema.com\/blog\/your-1-minute-case-study-on-401k-retirement-plans-maximizing-plan-performance\/","title":{"rendered":"Your 1 minute case study on 401K Retirement Plans: Maximizing Plan Performance"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter  wp-image-1689\" src=\"https:\/\/www.rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/Your-1-minute-case-study-on-401K-Retirement-Plans-Maximizing-Plan-Performance-1024x336.jpg\" alt=\"\" width=\"1024\" height=\"336\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/Your-1-minute-case-study-on-401K-Retirement-Plans-Maximizing-Plan-Performance-1024x336.jpg 1024w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/Your-1-minute-case-study-on-401K-Retirement-Plans-Maximizing-Plan-Performance-300x99.jpg 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/Your-1-minute-case-study-on-401K-Retirement-Plans-Maximizing-Plan-Performance-768x252.jpg 768w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/Your-1-minute-case-study-on-401K-Retirement-Plans-Maximizing-Plan-Performance.jpg 1425w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/p>\n<p><span style=\"color: #000000;\">For this week\u2019s Larkspur-RiXtrema case study, we\u2019re going to take a look at the Summary report of a random plan and we\u2019ll try to optimize it in terms of performance, and cost-efficiency. As you already know the 401kFiduciaryOptimizer algorithm automatically provides you with cheaper but highly similar funds, but have you ever thought about improving the performance of the alternative plan?<\/span><\/p>\n<p><span style=\"color: #000000;\">Let\u2019s take a look at DEMETROS GROUP 401(K) PLAN Summary Report:<\/span><\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1690\" src=\"https:\/\/www.rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/1-minute-case-study-on-401K-Retirement-Plans-Improving-Performance-Image-1.png\" alt=\"\" width=\"955\" height=\"616\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/1-minute-case-study-on-401K-Retirement-Plans-Improving-Performance-Image-1.png 955w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/1-minute-case-study-on-401K-Retirement-Plans-Improving-Performance-Image-1-300x194.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/1-minute-case-study-on-401K-Retirement-Plans-Improving-Performance-Image-1-768x495.png 768w\" sizes=\"auto, (max-width: 955px) 100vw, 955px\" \/><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #000000;\">As you can see, the fees are significantly lower for the provided plan menu, but it still lacks a 5 and 10 year history.<\/span><\/p>\n<p><span style=\"color: #000000;\">To fix that, let\u2019s go to the <strong>Edit Plan<\/strong> section and customize our settings:<\/span><\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1691\" src=\"https:\/\/www.rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/1-minute-case-study-on-401K-Retirement-Plans-Improving-Performance-image-2.png\" alt=\"\" width=\"693\" height=\"193\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/1-minute-case-study-on-401K-Retirement-Plans-Improving-Performance-image-2.png 693w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/1-minute-case-study-on-401K-Retirement-Plans-Improving-Performance-image-2-300x84.png 300w\" sizes=\"auto, (max-width: 693px) 100vw, 693px\" \/><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #000000;\">At the bottom of the page we will place a check in the following boxes:<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">5 and 10 years in the setting called <strong>Only Show Alternative with Minimum 1, 3, 5, 10 Years of History<\/strong><\/span><\/li>\n<li><span style=\"color: #000000;\">10 years in the setting called <strong>Alternatives Must Outperform Original On<\/strong><\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1692\" src=\"https:\/\/www.rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/1-minute-case-study-on-401K-Retirement-Plans-Improving-Performance-image-3.png\" alt=\"\" width=\"771\" height=\"295\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/1-minute-case-study-on-401K-Retirement-Plans-Improving-Performance-image-3.png 771w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/1-minute-case-study-on-401K-Retirement-Plans-Improving-Performance-image-3-300x115.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/1-minute-case-study-on-401K-Retirement-Plans-Improving-Performance-image-3-768x294.png 768w\" sizes=\"auto, (max-width: 771px) 100vw, 771px\" \/><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #000000;\">Now, let\u2019s go back to the Summary report and\u2026here you go!<\/span><\/p>\n<p><span style=\"color: #000000;\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-1693\" src=\"https:\/\/www.rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/Your-1-minute-case-study-on-401K-Retirement-Plans-Maximizing-Plan-Performance-image-4.png\" alt=\"\" width=\"952\" height=\"618\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/Your-1-minute-case-study-on-401K-Retirement-Plans-Maximizing-Plan-Performance-image-4.png 952w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/Your-1-minute-case-study-on-401K-Retirement-Plans-Maximizing-Plan-Performance-image-4-300x195.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/Your-1-minute-case-study-on-401K-Retirement-Plans-Maximizing-Plan-Performance-image-4-768x499.png 768w\" sizes=\"auto, (max-width: 952px) 100vw, 952px\" \/><\/span><\/p>\n<p>&nbsp;<\/p>\n<p><span style=\"color: #000000;\">Through a simple settings configuration in the <strong>Edit Plan<\/strong> section we now have the best balance between cost efficiency and performance! At this point nobody could argue against the fact that the initial plan needs to be optimized.<\/span><\/p>\n<p><span style=\"color: #000000;\">See our other case studies or\u00a0<em><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/rixtrema.net\/401k\/requestdemo?source=blogvianewsletter\"><strong>schedule your personalized tour of\u00a0 401KFiduciaryOptimizer<\/strong><\/a><\/span>\u00a0today:<\/em><\/span><\/p>\n<p><span style=\"color: #0000ff;\"><em><strong><a style=\"color: #0000ff;\" href=\"https:\/\/www.rixtrema.com\/blog\/your-1-minute-case-study-on-401k-retirement-plans-a-look-at-hidden-fees\/\">A Look at Hidden Fees<\/a><\/strong><\/em><\/span><\/p>\n<p><span style=\"color: #0000ff;\"><em><strong><a style=\"color: #0000ff;\" href=\"https:\/\/www.rixtrema.com\/blog\/your-1-minute-case-study-on-401k-retirement-plans-a-huge-potential-to-save\/\">A Huge Potential to Save<\/a><\/strong><\/em><\/span><\/p>\n<p><span style=\"color: #0000ff;\"><em><strong><a style=\"color: #0000ff;\" href=\"https:\/\/www.rixtrema.com\/blog\/your-1-minute-case-study-on-401k-retirement-plans-ultimate-plan-optimization\/\">Ultimate Plan Optimization<\/a><\/strong><\/em><\/span><\/p>\n<p><span style=\"color: #0000ff;\"><em><strong><a style=\"color: #0000ff;\" href=\"https:\/\/www.rixtrema.com\/blog\/your-1-minute-case-study-on-401k-retirement-plans-a-rollover-to-an-ira-account\/\">A Rollover to an IRA Account<\/a><\/strong><\/em><\/span><\/p>\n<p><span style=\"color: #0000ff;\"><em><strong><a style=\"color: #0000ff;\" href=\"https:\/\/www.rixtrema.com\/blog\/your-1-minute-case-study-improving-404c-diversification\/\">Improving 404(c) Diversification<\/a><\/strong><\/em><\/span><\/p>\n<p><a href=\"https:\/\/rixtrema.net\/401k\/requestdemo?source=blogvianewsletter\"><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-1309 size-full\" src=\"https:\/\/www.rixtrema.com\/blog\/wp-content\/uploads\/2018\/07\/401KBanner-1Medium.png\" alt=\"\" width=\"800\" height=\"200\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/07\/401KBanner-1Medium.png 800w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/07\/401KBanner-1Medium-300x75.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/07\/401KBanner-1Medium-768x192.png 768w\" sizes=\"auto, (max-width: 800px) 100vw, 800px\" \/><\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>For this week\u2019s Larkspur-RiXtrema case study, we\u2019re going to take a look at the Summary report of a random plan and we\u2019ll try to optimize it in terms of performance, and cost-efficiency. As you already know the 401kFiduciaryOptimizer algorithm automatically provides you with cheaper but highly similar funds, but have you ever thought about improving&#8230; <\/p>\n<div class=\"clear\"><\/div>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/your-1-minute-case-study-on-401k-retirement-plans-maximizing-plan-performance\/\" class=\"excerpt-read-more newsstand-button\">Read More<\/a><\/p>\n","protected":false},"author":3,"featured_media":1689,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[210],"tags":[42,41,49,172],"class_list":["post-1688","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case-study","tag-401k-plan","tag-401kfiduciaryoptimizer","tag-fiduciary","tag-retirement-plan-advisors"],"jetpack_featured_media_url":"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/Your-1-minute-case-study-on-401K-Retirement-Plans-Maximizing-Plan-Performance.jpg","yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v15.9.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Case study on 401K Retirement Plans: Maximizing Plan Performance<\/title>\n<meta name=\"description\" content=\"This case study will examine the Summary report of a random plan and we\u2019ll try to optimize it in terms of performance, and cost-efficiency.\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rixtrema.com\/blog\/your-1-minute-case-study-on-401k-retirement-plans-maximizing-plan-performance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Case study on 401K Retirement Plans: Maximizing Plan Performance\" \/>\n<meta property=\"og:description\" content=\"This case study will examine the Summary report of a random plan and we\u2019ll try to optimize it in terms of performance, and cost-efficiency.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rixtrema.com\/blog\/your-1-minute-case-study-on-401k-retirement-plans-maximizing-plan-performance\/\" \/>\n<meta property=\"og:site_name\" content=\"RiXtrema.com\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LarkspurRiXtrema\/\" \/>\n<meta property=\"article:published_time\" content=\"2018-09-05T02:02:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/09\/Your-1-minute-case-study-on-401K-Retirement-Plans-Maximizing-Plan-Performance.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1425\" \/>\n\t<meta property=\"og:image:height\" content=\"468\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@RiXtrema\" \/>\n<meta name=\"twitter:site\" content=\"@RiXtrema\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\">\n\t<meta name=\"twitter:data1\" content=\"1 minute\">\n<!-- \/ Yoast SEO Premium plugin. -->","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/posts\/1688","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/comments?post=1688"}],"version-history":[{"count":1,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/posts\/1688\/revisions"}],"predecessor-version":[{"id":1694,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/posts\/1688\/revisions\/1694"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/media\/1689"}],"wp:attachment":[{"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/media?parent=1688"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/categories?post=1688"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/tags?post=1688"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}