{"id":2080,"date":"2018-11-07T09:46:32","date_gmt":"2018-11-07T14:46:32","guid":{"rendered":"https:\/\/www.rixtrema.com\/blog\/?p=2080"},"modified":"2018-11-07T10:19:53","modified_gmt":"2018-11-07T15:19:53","slug":"vital-tips-to-offering-fiduciary-friendly-rollover-advice","status":"publish","type":"post","link":"https:\/\/rixtrema.com\/blog\/vital-tips-to-offering-fiduciary-friendly-rollover-advice\/","title":{"rendered":"Vital Tips to Offering Fiduciary-Friendly Rollover Advice"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2081\" src=\"https:\/\/www.rixtrema.com\/blog\/wp-content\/uploads\/2018\/10\/Untitled.png\" alt=\"\" width=\"1020\" height=\"376\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/10\/Untitled.png 1020w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/10\/Untitled-300x111.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/10\/Untitled-768x283.png 768w\" sizes=\"auto, (max-width: 1020px) 100vw, 1020px\" \/><\/p>\n<p><span style=\"color: #000000;\">One fiduciary-friendly rollover advice can come in the form of the explanation why rollover would benefit a client. For example, if a client currently has 401k plan with an employer, rolling over part of the contributed money can help a client to take a better control of the investments and retirement planning.<\/span><\/p>\n<p><span style=\"color: #000000;\">During the rollover, client and an advisor can develop individualized plan how to achieve a necessary goal to retire comfortably. This plan will allow investment flexibility which can boost the return and reduce the cost at the same time. The fiduciary-friendly rollover also comes with valuable advice and services that clients get from advisers which are absent, for most of the time, from being enrolled in the 401k plan. Here are a few other vital tips to always keep in mind:<\/span><\/p>\n<ul>\n<li><span style=\"color: #000000;\">Be sure to be completely knowledgeable about the client\u2019s current situation. This includes knowing about their complete financial situation, employment, current portfolio\/retirement plan options, etc. To recommend a rollover that is in a client\u2019s best interest, you first need to completely understand the client\u2019s personal circumstances to make a proper situation.<\/span><\/li>\n<li><span style=\"color: #000000;\">Be able to make a proper comparison of the current fees in the client\u2019s current portfolio and what they would look like after rolling over. This includes both fund management fees and any advisor fees. It\u2019s crucial for the client to have the complete picture on their investment expense when deciding to rollover.<\/span><\/li>\n<\/ul>\n<p><span style=\"color: #000000;\">Make sure that any rollover will be well within the client\u2019s risk tolerance and suitable to them. The suitability of a rollover portfolio to the client is a vital piece of the puzzle when staying in the client\u2019s best interest. This means gauging their risk tolerance and making sure that a portfolio\u2019s risk will be in the right spot for the client\u2019s goals and fears.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>One fiduciary-friendly rollover advice can come in the form of the explanation why rollover would benefit a client. For example, if a client currently has 401k plan with an employer, rolling over part of the contributed money can help a client to take a better control of the investments and retirement planning. During the rollover,&#8230; <\/p>\n<div class=\"clear\"><\/div>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/vital-tips-to-offering-fiduciary-friendly-rollover-advice\/\" class=\"excerpt-read-more newsstand-button\">Read More<\/a><\/p>\n","protected":false},"author":3,"featured_media":2081,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[226,37],"tags":[],"class_list":["post-2080","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-rollovers","category-technical-advice"],"jetpack_featured_media_url":"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/10\/Untitled.png","yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v15.9.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Vital Tips to Offering Fiduciary-Friendly Rollover Advice<\/title>\n<link rel=\"canonical\" href=\"https:\/\/rixtrema.com\/blog\/vital-tips-to-offering-fiduciary-friendly-rollover-advice\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Vital Tips to Offering Fiduciary-Friendly Rollover Advice\" \/>\n<meta property=\"og:description\" content=\"One fiduciary-friendly rollover advice can come in the form of the explanation why rollover would benefit a client. For example, if a client currently has 401k plan with an employer, rolling over part of the contributed money can help a client to take a better control of the investments and retirement planning. During the rollover,... 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