{"id":2264,"date":"2018-11-21T13:53:55","date_gmt":"2018-11-21T18:53:55","guid":{"rendered":"https:\/\/www.rixtrema.com\/blog\/?p=2264"},"modified":"2018-11-21T14:17:40","modified_gmt":"2018-11-21T19:17:40","slug":"post-dol-fiducairy-rule-effect-on-investors","status":"publish","type":"post","link":"https:\/\/rixtrema.com\/blog\/post-dol-fiducairy-rule-effect-on-investors\/","title":{"rendered":"Post DOL Fiduciary Rule Effect on Investors"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2265\" src=\"https:\/\/www.rixtrema.com\/blog\/wp-content\/uploads\/2018\/11\/shutterstock_353679257-770x433.jpg\" alt=\"\" width=\"770\" height=\"433\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/11\/shutterstock_353679257-770x433.jpg 770w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/11\/shutterstock_353679257-770x433-300x169.jpg 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/11\/shutterstock_353679257-770x433-768x432.jpg 768w\" sizes=\"auto, (max-width: 770px) 100vw, 770px\" \/><\/p>\n<p><span style=\"color: #000000;\">The story of the <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.rixtrema.com\/blog\/?s=Fiduciary+Rule\" target=\"_blank\" rel=\"noopener\">Department of Labor fiduciary rule<\/a><\/span> has been nothing else but a roller coaster ride. The ride which began in 2015 and initiated by \u00a0President Obama\u2019s administration, it peaked\u00a0 in June of 2017 after DOL fiduciary rule&#8217;s partial implementation, and finally, on June 21, 2018, the 5th Circuit Court of Appeals confirmed its decision to vacate the rule, which was thought to be the end of it.<\/span><\/p>\n<p><span style=\"color: #000000;\">Currently, the Security and Exchange Commission is working on <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.rixtrema.com\/blog\/the-sooner-you-know-about-secs-newly-proposed-rule-the-better\/\" target=\"_blank\" rel=\"noopener\">release of its own version of the DOL rule<\/a><\/span>. Though, there are many questions if the SEC\u2019s rule will provide similar benefits to investors, one thing becomes clear to all and that is the legacy left after the DOL rule. Specifically, based on <a style=\"color: #000000;\" href=\"https:\/\/www.morningstar.com\/blog\/2018\/08\/08\/sec-best-interest.html\"><span style=\"color: #0000ff;\">Morningstar research<\/span><\/a>, there is a decline in the investments to high load funds.<\/span><\/p>\n<p><span style=\"color: #000000;\">More and more investors become aware of load fund traps and start searching for more efficient ways to invest their money. On par with investors, large institutional players started to offer low or no cost funds to investors. The overall savings for investors from this alone should be huge. So, it can be argued that the DOL rule has left its mark on the current investment environment in a positive manner.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The story of the Department of Labor fiduciary rule has been nothing else but a roller coaster ride. The ride which began in 2015 and initiated by \u00a0President Obama\u2019s administration, it peaked\u00a0 in June of 2017 after DOL fiduciary rule&#8217;s partial implementation, and finally, on June 21, 2018, the 5th Circuit Court of Appeals confirmed&#8230; <\/p>\n<div class=\"clear\"><\/div>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/post-dol-fiducairy-rule-effect-on-investors\/\" class=\"excerpt-read-more newsstand-button\">Read More<\/a><\/p>\n","protected":false},"author":3,"featured_media":2265,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[167],"tags":[],"class_list":["post-2264","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-dols-fiduciary-rule"],"jetpack_featured_media_url":"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/11\/shutterstock_353679257-770x433.jpg","yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v15.9.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Post DOL Fiduciary Rule Effect on Investors<\/title>\n<link rel=\"canonical\" href=\"https:\/\/rixtrema.com\/blog\/post-dol-fiducairy-rule-effect-on-investors\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Post DOL Fiduciary Rule Effect on Investors\" \/>\n<meta property=\"og:description\" content=\"The story of the Department of Labor fiduciary rule has been nothing else but a roller coaster ride. The ride which began in 2015 and initiated by \u00a0President Obama\u2019s administration, it peaked\u00a0 in June of 2017 after DOL fiduciary rule&#8217;s partial implementation, and finally, on June 21, 2018, the 5th Circuit Court of Appeals confirmed... 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