{"id":2336,"date":"2018-11-29T09:43:27","date_gmt":"2018-11-29T14:43:27","guid":{"rendered":"https:\/\/www.rixtrema.com\/blog\/?p=2336"},"modified":"2018-11-29T10:09:12","modified_gmt":"2018-11-29T15:09:12","slug":"making-sure-your-401k-clients-get-the-retirement-paycheck-they-want","status":"publish","type":"post","link":"https:\/\/rixtrema.com\/blog\/making-sure-your-401k-clients-get-the-retirement-paycheck-they-want\/","title":{"rendered":"Making Sure Your 401K Clients Get the Retirement Paycheck They Want"},"content":{"rendered":"<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-2337\" src=\"https:\/\/www.rixtrema.com\/blog\/wp-content\/uploads\/2018\/11\/The-Roth-401k-Conversion-Pros-and-Cons1-770x300.jpg\" alt=\"\" width=\"770\" height=\"300\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/11\/The-Roth-401k-Conversion-Pros-and-Cons1-770x300.jpg 770w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/11\/The-Roth-401k-Conversion-Pros-and-Cons1-770x300-300x117.jpg 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/11\/The-Roth-401k-Conversion-Pros-and-Cons1-770x300-768x299.jpg 768w\" sizes=\"auto, (max-width: 770px) 100vw, 770px\" \/><\/p>\n<p><span style=\"color: #000000;\">In a recent article from Kitces.com, the main topic of discussion are the different ways that investors and advisors have been ensuring a retirement paycheck throughout the years. In the past, people have evolved from using a bond-based portfolio, to high-dividend paying stocks, to now just using capital gains. Some investors may even opt to simply put all of their money into an annuity to avoid the possible missteps that can occur in the market that may not be in tune with their current needs.<\/span><\/p>\n<p><span style=\"color: #000000;\">Creating a <span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.rixtrema.com\/blog\/?s=retirement+portfolio\" target=\"_blank\" rel=\"noopener\">retirement portfolio<\/a><\/span> that can actually give you the reliable \u201cpaychecks\u201d that you need in retirement is one of the main concerns that most people face when they are saving for retirement and beyond. It\u2019s not just about how your savings can grow, but how can you actually utilize them in retirement. In order to really take advantage of your savings, many people and advisors are taking advantage of the very low transaction costs that are on stocks and mutual funds to simply \u201ccash out\u201d your investments once you need them. Since it\u2019s so inexpensive to sell your funds to get your cash back, more than ever it\u2019s as easy as just selling your position to make a \u201cwithdrawal\u201d from your retirement account.<\/span><\/p>\n<p><span style=\"color: #000000;\">As noted in the original <\/span><span style=\"color: #0000ff;\"><a style=\"color: #0000ff;\" href=\"https:\/\/www.kitces.com\/blog\/retirement-paychecks-diversified-total-return-retirement-portfolio-withdrawal-policy-statement\/\" target=\"_blank\" rel=\"noopener\">Kitces.com article<\/a>,<\/span><span style=\"color: #000000;\"> some of the biggest issues facing those saving for retirement is really\u00a0 just how to utilize their savings, and that shouldn\u2019t be overlooked. There are definitely plenty of ways to generate a retirement \u201cpaycheck,\u201d and some attention should be paid to this problem along with how to properly invest for long term growth.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In a recent article from Kitces.com, the main topic of discussion are the different ways that investors and advisors have been ensuring a retirement paycheck throughout the years. In the past, people have evolved from using a bond-based portfolio, to high-dividend paying stocks, to now just using capital gains. Some investors may even opt to&#8230; <\/p>\n<div class=\"clear\"><\/div>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/making-sure-your-401k-clients-get-the-retirement-paycheck-they-want\/\" class=\"excerpt-read-more newsstand-button\">Read More<\/a><\/p>\n","protected":false},"author":3,"featured_media":2337,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[216,224],"tags":[],"class_list":["post-2336","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-article-review","category-plan-participants"],"jetpack_featured_media_url":"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/11\/The-Roth-401k-Conversion-Pros-and-Cons1-770x300.jpg","yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v15.9.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Making Sure Your 401K Clients Get the Retirement Paycheck They Want<\/title>\n<meta name=\"description\" content=\"Here are the different ways that investors and advisors have been ensuring a retirement paycheck throughout the years\" \/>\n<link rel=\"canonical\" href=\"https:\/\/rixtrema.com\/blog\/making-sure-your-401k-clients-get-the-retirement-paycheck-they-want\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Making Sure Your 401K Clients Get the Retirement Paycheck They Want\" \/>\n<meta property=\"og:description\" content=\"Here are the different ways that investors and advisors have been ensuring a retirement paycheck throughout the years\" \/>\n<meta property=\"og:url\" content=\"https:\/\/rixtrema.com\/blog\/making-sure-your-401k-clients-get-the-retirement-paycheck-they-want\/\" \/>\n<meta property=\"og:site_name\" content=\"RiXtrema.com\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/LarkspurRiXtrema\/\" \/>\n<meta property=\"article:published_time\" content=\"2018-11-29T14:43:27+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2018-11-29T15:09:12+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2018\/11\/The-Roth-401k-Conversion-Pros-and-Cons1-770x300.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"770\" \/>\n\t<meta property=\"og:image:height\" content=\"300\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@RiXtrema\" \/>\n<meta name=\"twitter:site\" content=\"@RiXtrema\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\">\n\t<meta name=\"twitter:data1\" content=\"1 minute\">\n<!-- \/ Yoast SEO Premium plugin. -->","jetpack_sharing_enabled":true,"_links":{"self":[{"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/posts\/2336","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/comments?post=2336"}],"version-history":[{"count":3,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/posts\/2336\/revisions"}],"predecessor-version":[{"id":2360,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/posts\/2336\/revisions\/2360"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/media\/2337"}],"wp:attachment":[{"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/media?parent=2336"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/categories?post=2336"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/rixtrema.com\/blog\/wp-json\/wp\/v2\/tags?post=2336"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}