{"id":8534,"date":"2021-06-21T13:20:46","date_gmt":"2021-06-21T18:20:46","guid":{"rendered":"https:\/\/rixtrema.com\/blog\/?p=8534"},"modified":"2021-06-22T08:48:48","modified_gmt":"2021-06-22T13:48:48","slug":"quick-user-guide-401kfo-steps","status":"publish","type":"post","link":"https:\/\/rixtrema.com\/blog\/quick-user-guide-401kfo-steps\/","title":{"rendered":"Quick User Guide &#8211; 401kFO Steps"},"content":{"rendered":"\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-nk-awb nk-awb\"><div class=\"nk-awb-wrap\" data-awb-type=\"color\"><div class=\"nk-awb-overlay is-layout-constrained wp-block-nk-awb-is-layout-constrained\" style=\"background-color: rgba(0, 17, 255, 0.1);\"><\/div><\/div>\n<ul class=\"wp-block-list\"><li><strong><a href=\"#Settings\">Edit Your Settings<\/a><\/strong><\/li><li><strong><a href=\"#Provider\">Add Your Provider List<\/a><\/strong><\/li><li><strong><a href=\"#Search\">Search for a Plan<\/a><\/strong><\/li><li><strong><a href=\"#Load\">Load A Plan<\/a><\/strong><\/li><li><strong><a href=\"#Funds\">Edit The Plan Funds<\/a><\/strong><\/li><li><strong><a href=\"#Optimized\">Edit The Optimized Funds<\/a><\/strong><\/li><li><strong><a href=\"#Improve\">Improve Diversification<\/a><\/strong><\/li><li><strong><a href=\"#Advisory\">Add Advisory Fees<\/a><\/strong><\/li><li><strong><a href=\"#Generate\">Generate a PDF<\/a><\/strong><\/li><\/ul>\n\n\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2>E<a id=\"Settings\"><\/a>dit Your Settings<\/h2>\n<p><em>Step 1. Select the Person Icon in the top Right<\/em><\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/1-min-2.png\" data-rel=\"lightbox-image-0\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8554 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/1-min-2.png\" alt=\"\" width=\"750\" height=\"478\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p><em>Step 2. Edit you company details<\/em><\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/2-min.png\" data-rel=\"lightbox-image-1\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8577 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/2-min.png\" alt=\"\" width=\"752\" height=\"465\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/2-min.png 752w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/2-min-300x186.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/2-min-500x309.png 500w\" sizes=\"auto, (max-width: 752px) 100vw, 752px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p>Step 3. Edit your Optimization settings<\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/3-min-2.png\" data-rel=\"lightbox-image-2\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8578 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/3-min-2.png\" alt=\"\" width=\"758\" height=\"473\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/3-min-2.png 758w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/3-min-2-300x187.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/3-min-2-500x312.png 500w\" sizes=\"auto, (max-width: 758px) 100vw, 758px\" \/><\/a><\/p>\n<h2>\u00a0<\/h2>\n<h2><strong><a id=\"Provider\"><\/a>Add Your Provider List<\/strong><\/h2>\n<p>\u00a0<\/p>\n<p><em>Step 1. Select Edit Plan<\/em><\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/4-min-1.png\" data-rel=\"lightbox-image-3\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8579 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/4-min-1.png\" alt=\"\" width=\"757\" height=\"476\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/4-min-1.png 757w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/4-min-1-300x189.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/4-min-1-500x314.png 500w\" sizes=\"auto, (max-width: 757px) 100vw, 757px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p><em>Step 2. Scroll Down to Upload to the right of the provider list section<\/em><\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/5-min-2.png\" data-rel=\"lightbox-image-4\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8580 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/5-min-2.png\" alt=\"\" width=\"758\" height=\"477\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/5-min-2.png 758w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/5-min-2-300x189.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/5-min-2-500x315.png 500w\" sizes=\"auto, (max-width: 758px) 100vw, 758px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p><em>Step 3. Choose the excel spreadsheet that has just your plan menu in column A<\/em><\/p>\n<p>\u00a0<\/p>\n<p>Side Note: You can use the Fund Screener to create a plan menu!<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<h2><a id=\"Search\"><\/a>Search for a Plan<\/h2>\n<p>\u00a0<\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><em>Step 1. Select Edit Plan<\/em><\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/6-min-1.png\" data-rel=\"lightbox-image-5\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8581 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/6-min-1.png\" alt=\"\" width=\"756\" height=\"365\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/6-min-1.png 756w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/6-min-1-300x145.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/6-min-1-500x241.png 500w\" sizes=\"auto, (max-width: 756px) 100vw, 756px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p><em>Step 2. Put in your criteria!<\/em><\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/7-min-1.png\" data-rel=\"lightbox-image-6\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8582 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/7-min-1.png\" alt=\"\" width=\"766\" height=\"472\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/7-min-1.png 766w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/7-min-1-300x185.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/7-min-1-500x308.png 500w\" sizes=\"auto, (max-width: 766px) 100vw, 766px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p>Side Note: To search for a specific plan, it is best to search by the EIN.<\/p>\n<p>\u00a0<\/p>\n<p><em>Step 3. Select a plan &amp; Create Proposal<\/em><\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/8-min.png\" data-rel=\"lightbox-image-7\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8583 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/8-min.png\" alt=\"\" width=\"758\" height=\"469\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/8-min.png 758w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/8-min-300x186.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/8-min-500x309.png 500w\" sizes=\"auto, (max-width: 758px) 100vw, 758px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p>Side Note: Filter by the Highest percent annually aggregate plan savings<\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/9-min.png\" data-rel=\"lightbox-image-8\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8584 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/9-min.png\" alt=\"\" width=\"754\" height=\"478\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/9-min.png 754w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/9-min-300x190.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/9-min-500x317.png 500w\" sizes=\"auto, (max-width: 754px) 100vw, 754px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/10-min.png\" data-rel=\"lightbox-image-9\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8585 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/10-min.png\" alt=\"\" width=\"749\" height=\"471\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/10-min.png 749w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/10-min-300x189.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/10-min-500x314.png 500w\" sizes=\"auto, (max-width: 749px) 100vw, 749px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p><em>Step 4: choose one &#8211; Open in Current tab or Open a new tab <strong>\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0\u00a0<\/strong><\/em><\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<h2><strong><a id=\"Load\"><\/a>Load A Plan<\/strong><\/h2>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p><em>Step 1. Select Load Plan<\/em><\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/11-min.png\" data-rel=\"lightbox-image-10\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8566 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/11-min.png\" alt=\"\" width=\"747\" height=\"471\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/11-min.png 747w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/11-min-300x189.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/11-min-500x315.png 500w\" sizes=\"auto, (max-width: 747px) 100vw, 747px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p><em>Step 2. Input plan 2 ways<\/em><\/p>\n<p>\u00a0<\/p>\n<p><em>Way 1 &#8211; Input all the tickers, then click next and put in the values.<\/em><\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/12-min.png\" data-rel=\"lightbox-image-11\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8567 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/12-min.png\" alt=\"\" width=\"762\" height=\"464\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/12-min.png 762w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/12-min-300x183.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/12-min-500x304.png 500w\" sizes=\"auto, (max-width: 762px) 100vw, 762px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/13-min.png\" data-rel=\"lightbox-image-12\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8568 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/13-min.png\" alt=\"\" width=\"750\" height=\"335\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/13-min.png 750w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/13-min-300x134.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/13-min-500x223.png 500w\" sizes=\"auto, (max-width: 750px) 100vw, 750px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/14-min.png\" data-rel=\"lightbox-image-13\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8569 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/14-min.png\" alt=\"\" width=\"753\" height=\"468\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/14-min.png 753w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/14-min-300x186.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/14-min-500x311.png 500w\" sizes=\"auto, (max-width: 753px) 100vw, 753px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p><em>Way 2 \u2013 Select browse for an excel sheet that has tickers in column A and values in column B.<\/em><\/p>\n<p>\u00a0<\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/15-min.png\" data-rel=\"lightbox-image-14\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8570 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/15-min.png\" alt=\"\" width=\"750\" height=\"373\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/15-min.png 750w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/15-min-300x149.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/15-min-500x249.png 500w\" sizes=\"auto, (max-width: 750px) 100vw, 750px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/16-min.png\" data-rel=\"lightbox-image-15\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8571 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/16-min.png\" alt=\"\" width=\"754\" height=\"418\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/16-min.png 754w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/16-min-300x166.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/16-min-500x277.png 500w\" sizes=\"auto, (max-width: 754px) 100vw, 754px\" \/><\/a><br \/>Side Note: The PDF Parser Can do this with Just a few clicks<\/p>\n<p>\u00a0<\/p>\n<h2><strong><a id=\"Funds\"><\/a>Edit The Plan Funds<\/strong><\/h2>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p><br \/><em>Step 1. Select Edit Plan<\/em><\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/17-min.png\" data-rel=\"lightbox-image-16\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8572 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/17-min.png\" alt=\"\" width=\"757\" height=\"474\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/17-min.png 757w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/17-min-300x188.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/17-min-500x313.png 500w\" sizes=\"auto, (max-width: 757px) 100vw, 757px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p><em>Step 2. Review the funds, and make changes accordantly.(RiXtrema Draws its data from the most recently posted 5500 Form and when the share class is not disclosed we assume the lowest expense ratio version)<\/em><\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/18-min.png\" data-rel=\"lightbox-image-17\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8573 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/18-min.png\" alt=\"\" width=\"752\" height=\"295\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/18-min.png 752w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/18-min-300x118.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/18-min-500x196.png 500w\" sizes=\"auto, (max-width: 752px) 100vw, 752px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<ul>\n<li>To change a fund class, select the three vertical dots next to the fund name.<\/li>\n<li>To add a fund, select the Add Symbol in the top left<\/li>\n<li>To Delete a fund, Select the RED x to the far right of the fund<\/li>\n<\/ul>\n<p><em>Step 3. Review the fund amounts. Simply put in the correct amount if needed.<\/em><\/p>\n<p><em>Step 4. Review the revenue share. Simple put in the correct amount if needed. If you would like to get rid of the revenue share as a whole \u2013 uncheck the 12b-1 box<\/em><\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<h2><a id=\"Optimized\"><\/a>Edit The Optimized Funds<\/h2>\n<p>\u00a0<\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><em>Step 1. Select low fee alternatives<\/em><\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/19-min.png\" data-rel=\"lightbox-image-18\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8574 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/19-min.png\" alt=\"\" width=\"748\" height=\"248\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/19-min.png 748w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/19-min-300x99.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/19-min-500x166.png 500w\" sizes=\"auto, (max-width: 748px) 100vw, 748px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p><em>Step 2. Review that the one\u2019s in green are the one\u2019s you want to switch the fund for.<\/em><\/p>\n<p>\u00a0<\/p>\n<p><em>Step 3. Remove the fund if you do not like that option by hovering over the fund name.<\/em><\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/20-min.png\" data-rel=\"lightbox-image-19\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8575 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/20-min.png\" alt=\"\" width=\"746\" height=\"454\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/20-min.png 746w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/20-min-300x183.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/20-min-500x304.png 500w\" sizes=\"auto, (max-width: 746px) 100vw, 746px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p><em>Step 4. Add a fund. Ie. if there isn\u2019t an option, or if you don\u2019t like the options.<\/em><\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/21-min.png\" data-rel=\"lightbox-image-20\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8555 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/21-min.png\" alt=\"\" width=\"742\" height=\"468\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/21-min.png 742w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/21-min-300x189.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/21-min-500x315.png 500w\" sizes=\"auto, (max-width: 742px) 100vw, 742px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/22-min.png\" data-rel=\"lightbox-image-21\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8556 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/22-min.png\" alt=\"\" width=\"761\" height=\"478\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/22-min.png 761w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/22-min-300x188.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/22-min-500x314.png 500w\" sizes=\"auto, (max-width: 761px) 100vw, 761px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<h2><strong><a id=\"Improve\"><\/a>Improve Diversification<\/strong><\/h2>\n<p>\u00a0<\/p>\n<p><br \/><em>Step 1. Select the 404(c) Diversification Tab<\/em><\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/23-min.png\" data-rel=\"lightbox-image-22\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8557 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/23-min.png\" alt=\"\" width=\"753\" height=\"247\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/23-min.png 753w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/23-min-300x98.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/23-min-500x164.png 500w\" sizes=\"auto, (max-width: 753px) 100vw, 753px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p><br \/><em>Step 2. Select improve Diversification<\/em><\/p>\n<p>\u00a0<\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/24-min.png\" data-rel=\"lightbox-image-23\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8558 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/24-min.png\" alt=\"\" width=\"751\" height=\"274\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/24-min.png 751w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/24-min-300x109.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/24-min-500x182.png 500w\" sizes=\"auto, (max-width: 751px) 100vw, 751px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<p><em>Step 3. Choose the fund you would like to swap in order to make the portfolio more diverse.<\/em><\/p>\n<p>\u00a0<\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/25-min.png\" data-rel=\"lightbox-image-24\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8559 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/25-min.png\" alt=\"\" width=\"742\" height=\"407\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/25-min.png 742w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/25-min-300x165.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/25-min-500x274.png 500w\" sizes=\"auto, (max-width: 742px) 100vw, 742px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<h2><strong><a id=\"Advisory\"><\/a>Add Advisory Fees<\/strong><\/h2>\n<p>\u00a0<\/p>\n<p><br \/><em>Step 1. Select the Summary Tab<\/em><\/p>\n<p>\u00a0<\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/26-min.png\" data-rel=\"lightbox-image-25\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8560 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/26-min.png\" alt=\"\" width=\"746\" height=\"236\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/26-min.png 746w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/26-min-300x95.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/26-min-500x158.png 500w\" sizes=\"auto, (max-width: 746px) 100vw, 746px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p><em>Step 2. Select Edit additional Fees<\/em><\/p>\n<p>\u00a0<\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/27-min.png\" data-rel=\"lightbox-image-26\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8561 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/27-min.png\" alt=\"\" width=\"744\" height=\"245\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/27-min.png 744w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/27-min-300x99.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/27-min-500x165.png 500w\" sizes=\"auto, (max-width: 744px) 100vw, 744px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p><em>Step 3. Put Fees as they fit. The current advisor fees are on the left, and your proposed advisor fees on the right.<\/em><\/p>\n<p>Side Note: You can view what the advisor fees are listed on he most recent 5500 in the providers section<\/p>\n<p><strong>\u00a0<\/strong><\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/28-min.png\" data-rel=\"lightbox-image-27\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8563 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/28-min.png\" alt=\"\" width=\"737\" height=\"404\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/28-min.png 737w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/28-min-300x164.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/28-min-500x274.png 500w\" sizes=\"auto, (max-width: 737px) 100vw, 737px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n<h2><strong><a id=\"Generate\"><\/a>Generate a PDF<\/strong><\/h2>\n<p>\u00a0<\/p>\n<p><em>Step 1. Select The PDF button in the top left<\/em><\/p>\n<p><em>Step 2. Choose the sections you would like to be on the PDF<\/em><\/p>\n<p><em>Step 3. Select if you would like to hide the fund names you are optimizing with.<\/em><\/p>\n<p><em>Step 4. Upload your logo.<\/em><\/p>\n<p><em>Step 5. Name the report<\/em><\/p>\n<p><em>Step 6. Make your comments on the report Step 7. Select Create report.<\/em><\/p>\n<p><em>Step 8. Find the report in the your Downloads<\/em><\/p>\n<p>\u00a0<\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/29-min.png\" data-rel=\"lightbox-image-28\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8564 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/29-min.png\" alt=\"\" width=\"749\" height=\"459\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/29-min.png 749w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/29-min-300x184.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/29-min-500x306.png 500w\" sizes=\"auto, (max-width: 749px) 100vw, 749px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/30-min.png\" data-rel=\"lightbox-image-29\" data-rl_title=\"\" data-rl_caption=\"\" title=\"\"><img loading=\"lazy\" decoding=\"async\" class=\"size-full wp-image-8565 alignnone\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/30-min.png\" alt=\"\" width=\"754\" height=\"467\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/30-min.png 754w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/30-min-300x186.png 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/30-min-500x310.png 500w\" sizes=\"auto, (max-width: 754px) 100vw, 754px\" \/><\/a><\/p>\n<p>\u00a0<\/p>\n<p>For any further questions or suggestions please contact us at\u00a0<u><a href=\"mailto:clientsuccess@rixtrema.com\">clientsuccess@rixtrema.com<\/a><\/u>\u00a0or dial (212) 513-7070 or (800) 282-4567.<\/p>\n<p>\u00a0<\/p>\n<p>\u00a0<\/p>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<figure class=\"wp-block-image size-large\"><a href=\"https:\/\/rixtrema.com\/landings_401k\" target=\"_blank\" rel=\"noopener\"><img loading=\"lazy\" decoding=\"async\" width=\"700\" height=\"256\" src=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/04\/banner-401k-min.jpg\" alt=\"\" class=\"wp-image-7798\" srcset=\"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/04\/banner-401k-min.jpg 700w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/04\/banner-401k-min-300x110.jpg 300w, https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/04\/banner-401k-min-500x183.jpg 500w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/a><\/figure>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Edit Your Settings Step 1. Select the Person Icon in the top Right \u00a0 Step 2. Edit you company details \u00a0 \u00a0 Step 3. Edit your Optimization settings \u00a0 Add Your Provider List \u00a0 Step 1. Select Edit Plan \u00a0 Step 2. Scroll Down to Upload to the right of the provider list section \u00a0&#8230; <\/p>\n<div class=\"clear\"><\/div>\n<p><a href=\"https:\/\/rixtrema.com\/blog\/quick-user-guide-401kfo-steps\/\" class=\"excerpt-read-more newsstand-button\">Read More<\/a><\/p>\n","protected":false},"author":26,"featured_media":8612,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"jetpack_post_was_ever_published":false,"_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"_jetpack_memberships_contains_paywalled_content":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[244],"tags":[],"class_list":["post-8534","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-case-studies-401k-fiduciary-optimizer"],"jetpack_featured_media_url":"https:\/\/rixtrema.com\/blog\/wp-content\/uploads\/2021\/06\/401toolkit-min-1.png","yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v15.9.1 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Quick User Guide - 401kFO Steps<\/title>\n<link rel=\"canonical\" href=\"https:\/\/rixtrema.com\/blog\/quick-user-guide-401kfo-steps\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Quick User Guide - 401kFO Steps\" \/>\n<meta property=\"og:description\" content=\"Edit Your Settings Step 1. Select the Person Icon in the top Right \u00a0 Step 2. Edit you company details \u00a0 \u00a0 Step 3. Edit your Optimization settings \u00a0 Add Your Provider List \u00a0 Step 1. Select Edit Plan \u00a0 Step 2. Scroll Down to Upload to the right of the provider list section \u00a0... 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