401kFiduciaryOptimizer: Plan Sponsors Will Now Take Your Call

RiXtrema is by far the best product for RIAs who want to win retirement plan business. As one prospect put it 'this is the best presentation they have ever seen'. Since we purchased the product in July we have well over 20 solid leads and some have already closed. One client once asked me, 'how can you tell me how much you can save our plan when you have no idea what our costs and funds are?'. Well, that is obviously not true as I have 97% of all the data at my fingertips with 401kFiduciaryOptimizer. We are now expanding to other areas and we are going after larger plans, anticipating even more wins with the help of 401kFiduciaryOptimizer.

Using the 401kFiduciaryOptimizer to identify a local plan at potential risk, we secured a meeting with one of the company's partners. We presented a preliminary report based on the information gleaned from the company's most recent 5500 filing. This alone raised the partner's concern to the point of retaining our firm to complete a full analysis, providing us with all requested documentation before the end of that first meeting. Upon presenting our final presentation, we were retained as lead advisor for the plan. The RiXtrema platform provides a compelling call-to-action for unsuspecting plan sponsors, enabling us to help them reduce future liability. This was just the first of many cases for which we intend to rely on the RiXtrema solution.

What I was looking for was a tool to help our firm meet compliance obligations under the DOL Fiduciary Rule; what I found is so much more! Our advisors are actually thrilled with the IRA Fiduciary Optimizer. It not only saves considerable time collecting and illustrating data, it creates comprehensive, professional reports that tie back to the prospect's risk profile and clearly illustrate the value that we bring to the table. An impressive sales tool that solves a serious compliance need, at a surprisingly reasonable price - talk about a win-win!

I have been reading a lot in the Financial Press about the increasing requirements on Advisors of all sizes to document their Fiduciary compliance. I have a small business, not adding new clients, and didn't originally see the benefit of IRAFiduciaryOptimizer to me. I do often rollover workplace plans to low cost IRAs, though, and always assumed the broader investment selections would outweigh any difference in expenses to my clients. In the increasing strict regulatory environment, I am uneasy with not having justified my intuition on Rollovers with a sound analysis. After seeing a demonstration, I realized that IRAFiduciaryOptimizer is ideal to cover that gap in my compliance documentation.

Managing money is not enough today - one needs to also manage risk and cash flows. Risk explains returns. To put it simply: With RiXtrema our firm can now structure portfolios in such a way as to locate, identify, and then determine the exact exposures to the risks our clients want - while avoiding those risks they don't want. RiXtrema has certainly revolutionized my practice!

MFA Capital Advisors successfully utilizes the Portfolio Crash Testing Tool from RiXtrema to demonstrate very complex risk metrics in graphic user friendly terms. This next level tool is backed by solid analytics and an amazing team of data scientists that actually listen.

As advisors and consultants to qualified accounts (ERISA and IRA), the need to comply with upcoming DOL regs will be of paramount importance. A sophisticated planning tool such as The IRA Optimizer is essential to our practice, in order to maintain both compliance and competitiveness in the marketplace. In addition, the Optimizer has the auxiliary benefit of allowing us to test the efficiency and cost-effectiveness of both existing and proposed model portfolios, to see whether they can be enhanced and improved. Having previewed and then purchased The IRA Optimizer because of its practicality and relative ease-of-use, we can endorse it as a valid and time-saving application for other financial-services professionals.

I have found RiXtrema to be extremely useful in two distinct ways: First, it's an excellent internal tool for evaluating and analyzing portfolios. Just as important, it's a very effective communication tool for helping clients to visualize and understand the tradeoffs between risk and reward.

I believe RiXtrema's approach to risk measurement supports risk management decision-making better than any other risk software.

Portfolio Crash Testing has been extremely useful in integrating Risk into all verticals of our business because of its ease of use, rapid application speed, Excel/software API and vast coverage of assets. For our stress testing analysis, Crash testing also has created a methodical & systematic framework by which we can decompose various strategies in a clear and concise way.

RiXtrema gives "a much better way to model how asset managers will behave in up markets and down markets."

Simply put, RiXtrema is a great tool for RIAs who want to know how their portfolios are expected to perform under periods of extreme stress in the markets. It's about understanding risks, and as Benjamin Graham said. "The essence of investment is management of risk, not management of returns." If nothing else, the dotcom crash and the 2008 crash have taught us that.